How to Open a Swiss Bank Account

1. Notarize your passport (has to be valid)
2. Learn all the information about Swiss bank account:

  • Why a Swiss bank account?
  • Swiss bank accounts are offering the client full privacy regarding his business and transactions, any bank in Switzerland have to obey the rule of banking secrecy and if they fail to obey it then they had committed a crime and could be on trail for that. Swiss banks are very professional and have experience with major companies and personal clients around the world for dozens of years.

  • What is a numbered Swiss bank account?
  • Numbered Swiss bank accounts are not anonymous bank accounts as many people make a mistake. The idea behind numbered Swiss bank accounts is that the client does not have to reveal his name or personal information in order to accept or send payments and for other various of transactions. Nevertheless, the bank will have all the information of the bank account owner like any usual bank account.

  • Tax evasion
  • Tax evasion is not considered a crime in Switzerland, and therefore if you are not paying tax in the country which you residents in, then you didn’t commit any crime from the Swiss government point of view. If the country which you live in finds out that you evaded tax, Then you’re vulnerable in your own country, depends on the local rules. but, still, you can rest assured that the Swiss bank will not reveal any of your private or financial information as they are not allowed to according to Swiss secrecy rules.


    Find Out How You Could Save Up Money By Managing Your Finances

    Life can be very difficult if your financial situation is not in order. Sleepless nights and never-ending worry are signs that you need to take care of your situation immediately, but even if you aren’t in financial dire straits, you can also benefit from having a good financial picture. Here are a few tips to improve your finances.

    Being a smart shopper can enable one to catch onto money pits that can often lurk in store aisles or on the shelves. An example can be found in many pet stores where animal specific products will often consist of the same ingredients despite the animal pictured on the label. Finding things such as this will prevent one from buying more than is needed.

    To be more organized with your finances, keep a monthly bill calendar on hand. Each month, write down the bills you owe on the dates that they are due. Determine which paycheck each bill needs to be paid out of and make note of that as well. Mark off each bill as you pay it and you’ll always know where you stand with your monthly finances.

    Coupons might have been taboo in years past, but with so many people trying to save money and with budgets being tight, why would you pay more than you have to? Scan your local newspapers and magazines for coupons on restaurants, groceries and entertainment that you would be interested in.

    Start saving money for your children’s college education as soon as they are born. College is a very large expense, but by saving a small amount of money every month for 18 years you can spread the cost. Even if you children do not go to college the money saved can still be used towards their future.

    Teach children early about saving money. When giving them an allowance, encourage them to set aside a portion of it. Help them to determine not only long-term goals for their savings, such as college, but also some short-term goals, such as a new bicycle, or even ice cream. As they reap the benefits of saving for their short-term goals, they will begin to understand the importance of it and it will motivate them toward their long term goals.

    Working on your personal finances can help relax you and give you a better picture of where your finances stand. Getting your finances together can be a great way to get rid of stress and to start to focus on other parts of your life that you may have been neglecting.


    Tax Sale Business – Common Beginner Mistakes

    Investing in tax lien certificates and tax deeds is considered safe, secure and predictable. However, one cannot enter a business without completely understanding the process and rules behind it. Few basis should be covered before investing.

    Tax lien certificates and tax deeds have become a lucrative investment due to its abundant supply. But the business can be a gamble unless you equip yourself with reliable investment strategies. Here are the common beginner mistakes you should avoid.

    1. Not researching thoroughly. Every investment requires you to be mentally prepared – do your homework. Most beginners think that attending an auction, buying a tax lien and selling it is enough. Research and understand the whole process.

    Start by asking the right questions – what is a tax lien certificate, what is a tax deed, how can you benefit from them or why is it profitable? Getting answers can help you decide if you really want to enter this type of business.

    Tax Lien Certificate vs. Tax Deed

    To simply put, a tax lien certificate multiplies your investment by getting your money back plus interest and other penalties. A tax deed entitles you to become the property owner so that you could keep the property or sell it at a higher price.

    Where can I get them?

    The local government makes the list of delinquent property owners on a regular basis. You, as a citizen, can request the list directly from a county office. The list is also published in newspapers and can be searched online.

    What if the home owner doesn’t pay?

    Although it seldom happens, there are times when the property owner disregards the property. The certificate holder is then given or can apply for a tax deed. This gives the holder right to ownership to either keep the property or sell it.

    2. Not realizing the risks involved. Tax liens offer a high rate of return which may be quite tempting for some beginners. You should know that not all properties are worth paying taxes – you should go for usable and sellable estates.

    Although 95 to 97 percent pay their debts, there is still a 3 to 5 percent chance the owner won’t pay up. You’re lucky if you’ll end up with a sellable property. Imagine if you wind up with a clunker of a house, selling it won’t be that easy.

    What am I buying?

    Ask yourself if you’re more interested in buying tax lien certificates or you want to invest in tax deeds. Know the difference before raising your hand at tax deed auctions. Smart investors only bid for properties with high investment returns.

    See it for yourself

    The list of delinquent properties may include pictures and information but does not necessarily provide an accurate assessment. The description might be old or the property may have suffered flood or fire. You can actually drive by and see it for yourself.

    3. Never getting started. It’s good not to ‘rush’ things but you have to get started eventually. Some beginners tend to focus on research that they get paralyzed by the amount of information they learn. They don’t know what to do with it.

    Take some time to learn and don’t be afraid to take action. You’ll get some additional knowledge every step of the way. Get some advice and strategies from experts and you’re on your way to making your very first deal.

    Attending tax sale auctions

    Some auctions require you to attend in person, while others are holding it online. Make sure to confirm the form of payment and check on the condition of the property before bidding. Decent properties sell fast, that’s why you need an effective strategy.

    When you buy tax lien certificates, you’re actually helping fund community functions. In return, the government helps you multiply your investment risk-free. Backed by the law, it is the best way to put your money to work.


    Online Florida Auto Insurance Quotes – Advantages You Can’t Afford To Miss

    Online Florida auto insurance quotes: That car insurance rates differ from insurer to insurer is no longer news. Don’t be surprised if you realize that an insurer somewhere charges a fraction of what you’re paying for a comparable plan. If you have an existing plan, you could be the one who pays double the premium others pay for a comparable package. Here’s how to ensure you don’t pay more than your should.

    Getting a good number of online Florida auto insurance quotes will only require a few minutes. This way, you will even lift your savings to a new height as you will be able to contrast rates and packages and be able to make truly informed decisions on what’s best for your vehicle insurance. Add the ease of use and you will realize that there’s no reason to get your quotes any other way.

    Apart from the ease of online Florida auto insurance quotes, you’ll also receive lower rates than if you buy elsewhere. Why this is the case is beyond the scope of this article.

    With sites that return online Florida auto insurance quotes you won’t have to flip through the Yellow Pages or call anyone. You can, with just one request, get assorted rates from up to five insurers on several of these insurance quotes websites. To ensure you get all the help you need, some even provide live chat facilities.

    And the process is also very simple: An online form is presented to you in order to capture details that will help them determine your rate. Shortly after you will receive rates from a number of insurance companies that are licensed to provide auto insurance in Florida. When you’re done with obtaining as many online Florida auto insurance quotes as you can from several sites, contrast them to pick the best price to value ratio.